Financing Options

Financing with Anna Triant Couture

We offer financing for purchase of our gowns through Authorize.net set up as 4 split payments. By agreeing to our financing option you give Anna Triant Couture and Authorize.net permission to use your card to pay your remaining balance.

Anna Triant Couture Financing option splits your total shopping cart's price into 4 payments when you use Promo Code 'atcfinance' at checkout. After you make your initial purchase with our financing option, you will be set up on a subscription with the card that was used at checkout to pay every subsequent 14 days after your purchase date. The card used at checkout will be charged for 1/4 the total amount due on your Due Dates until all payments have been made. Gift cards with Anna Triant Couture and financial bank gift cards cannot be used for this process. A Debit or Credit card must be used. If the card used does not go through, you can incur late fees or complete cancellation of the order.

This agreement governs the use of Anna Triant Couture Financing, by using ATC Financing you have reviewed the agreement. You agree to this agreement and you make the promises it contains by accepting an account with ATC Financing and making a purchase.

I. Important Disclosures

Billing Cycles
Split in 4 Equal Payments


1st Payment will be made when your order is placed
2nd Payment will automatically charge 2 weeks from order date
3rd Payment will automatically charge 4 weeks from order date
4th Payment will automatically charge 6 weeks from order date




Due Date
Due Date for ATC Credit                                                                                                                              Your due date is within 24 hours of Authorize.net's attempt to charge your card on your billing cycle date. We will not charge any interest or late fees if you pay your entire balance by the due date each cycle.

Fees
There is no fee for paying off your entire balance in full earlier than your Due Date.

You will be charged a penalty fee for late payment. Late payment is any payment made 24 hours or longer after your Due Date. The late payment fee is described below.

Late Payment Fee: up to $25 per instance.



THIS AGREEMENT INCLUDES THE MANDATORY USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, WITH LIMITED EXCEPTIONS, RATHER THAN JURY TRIALS OR CLASS ACTIONS, AND LIMITS THE REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE.

II. Definitions

This website is operated by Anna Triant Couture LLC. Throughout the Agreement the following terms are used frequently.
  • "we”, “us” and “our” refer to Anna Triant Couture LLC and Anna Triant Couture Rentals. Anna Triant Couture offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated in our Terms and Conditions.
  • "Due Date" means the date that will appear on your card's financial statement for each Billing Cycle.
  • "Billing Cycle" means the time between the dates on which we prepare Authorize.net's subscription service
  • "Agreement" means the Important Disclosures, Electronic Agreement, Terms and Conditions, and any amendment moving forward.
III. Your Personal Information

Your privacy is very important to us and we will take all measures to protect your personal information. We keep your personal information private and secure. When you make a purchase from Anna Triant Couture, you provide your name, email address, credit card information, address, phone number and a password. We use this information to process your order(s), to keep you updated on your purchases and to personalize your shopping experience.

Our secure servers protect your information using advanced encryption techniques and firewall technology.

To keep you informed about our latest offers, we may notify you of current promotions, specials and new additions to this store. You may unsubscribe from our newsletters by following the unsubscribe instructions in any email you receive from us.

We use "cookies" to keep track of your current shopping session to personalize your experience and so that you may retrieve your shopping cart at any time.

IV. Payment Due

THE Payment Due for any Billing Cycle will always be the total on that Billing Cycle's automatic charge until the total amount due is paid in full. The amount due each billing cycle will never be greater than the total balance due to Anna Triant Couture. Your due date is within 24 hours of receiving your Due Date. We will not charge any interest or late fees if you pay your entire balance by the due date each cycle.

V. Payment Application

We will use each payment in the amount sent to pay your balance from oldest billing cycle to newest.

You may at ANY time pay off your entire balance with us without incurring any additional charges for prepayment. If you pay more than the amount due in any billing cycle, you still must make the full payment due for the next billing cycle. We will use any amount in excess to pay your balance.

VI. Your Promises to ATC 
  • Promise to Pay entire balance
  • Promise to Pay each Due Date in a timely manner upon receipt
  • Your correct contact information must be provided
  • A non gift-card must be used for financing options

VII. Default 

You will be in default if you:
  • Fail to make any payment when due;
  • Violate any requirement applicable to you by this Agreement;
  • Become the subject of bankruptcy or insolvency proceedings;
  • Pass away or become incompetent;
  • Supply us with any misleading, false, incomplete, and/or incorrect information; 
  • Give us a payment returned unpaid by your bank or financial institution for any reason.
VIII. Effect of Default

If you are in default we may suspend or close your account with us, require to make you pay in full, and/or take any other action permitted by law. If we exercise our rights, this Agreement is still in effect. You agree to pay all costs of collection, including reasonable attorney fees, if we take any action to collect this account after default. 

IX. Termination

We may at any time, without prior notice, terminate your account or this agreement. After termination, you may not make any future purchases and you will still be required to pay your account in full.

X. Amendments

We may at any time, without prior notice, amend this agreement along with our Terms and Conditions. 



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